Tap the right card, every time.
Tell TapWise where you're paying. It checks every card in your wallet, including bonus categories, caps and store cards, and tells you which one earns the most. In about a second.
Add it to your home screen and it opens like an app. Nothing to download. See how it worksThree taps from the checkout line to the right card
- 1
Add the cards you carry
Pick them from the list. Just the card names; TapWise never needs numbers or logins.
- 2
Say where you're paying
Type the store, or tap Near me and pick it from the places around you.
- 3
Tap the card it picks
See the winner, what it earns in dollars, and the runner-up if that card isn't accepted.
The rules you'd never remember at the register
Rewards cards are full of exceptions. TapWise keeps track of them so you don't have to.
Pick-your-own categories
Remembers the bonus you chose on cards like Bank of America Customized Cash and Citi Custom Cash.
Spending caps
Mark a cap as used up and the next-best card moves to the top.
Store cards
Target, Amazon, Costco and 25+ more, used only where they work.
Points in dollars
Counts points at their cash value by default, or at traveler values if you transfer them.
For couples
Two wallets, one answer: see whose card to use.
Wallet check
See the best card for each kind of spending, and what that's worth in a year. Check yours
No bank logins. No card numbers.
TapWise only needs to know which cards you have, not anything on them. Your wallet stays on your phone unless you choose to sync it.
Read the privacy policy- Works without an account. Everything is saved on your device.
- Sign in with an email link or Google only if you want it on more than one device.
- Near me uses your location once, to list the stores around you. It isn't stored.
Questions
Is TapWise really free?
Yes. There's no subscription and nothing to buy. The card it recommends is always the one that earns you the most.
How does it know what my points are worth?
You choose: Frequent Miler's or The Points Guy's published valuations, a conservative cash-out floor, a flat one cent per point, or your own numbers.
Which cards does it know?
More than 100 personal, business and store cards from every major issuer, each checked against the issuer's own page. Missing one? Email help@gettapwise.com.
How does TapWise pick a card? Can issuers pay to rank higher?
It ranks only the cards you tell it you have, purely by what they earn at that store. No issuer can pay to change a ranking. How TapWise picks a card
Do I need to install anything?
No. Open gettapwise.com in your phone's browser and add it to your home screen. It then opens full-screen like an app.